Need Help?

Qualified representatives are on duty to answer your questions. Monday-Friday:
7:30 AM - 7:00 PM (CST)
Saturday:
9:00 AM - 3:00 PM (CST)

Call us at:
1-888-400-9304

Terms of Use

Legal Information and Terms of UseThis Legal Information and Terms of Use govern your access and use of the websites of Starmount Life Insurance Company, AlwaysCare Benefits, Inc. and their affiliates and subsidiaries, in aggregate, Starmount / AlwaysCare .

Your Acceptance of TermsBy linking, referencing, using or accessing websites of Starmount / AlwaysCare, you agree to these Terms of Use, including agreeing to indemnify and hold harmless Starmount / AlwaysCare from all claims of any nature. These Terms of Use may be changed at any time at the sole discretion of Starmount / AlwaysCare.

PrivacyAll personal information is subject to the Privacy Policy of Starmount / AlwaysCare, which may be accessed by clicking on the Privacy Policy links at the bottom of any page.

Links to Other Websites - Limitation of LiabilityStarmount / AlwaysCare may provide, for your convenience and information only, links to other Internet websites. Because Starmount / AlwaysCare do not have control over these sites, you agree that Starmount / AlwaysCare are not responsible for any liability resulting from the access or use of sites not owned by Starmount / AlwaysCare and that Starmount / AlwaysCare are not responsible for any content, advertising, product, or any other matter or issue, available through other Internet websites, whether linked to, or from, websites of Starmount / AlwaysCare. Further, you agree that Starmount / AlwaysCare shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by or in connection with the use of websites Starmount / AlwaysCare own.

IndemnificationBy linking, referencing, using or accessing websites of Starmount / AlwaysCare, you agree to these Terms of Use, including agreeing to defend, indemnify and hold harmless Starmount / AlwaysCare, their officers, directors, employees, agents, licensors, suppliers and any other third party, without limitation, against all losses, expenses, damages and costs, including reasonable attorneys fees, resulting from any violation of these "Terms of Use."

This Website - Disclaimer of Warranty and Limitation of LiabilityUSE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. THE SITE AND MATERIALS ARE PROVIDED "AS IS." TO THE MAXIMUM EXTENT PERMITTED BY LAW, STARMOUNT / ALWAYSCARE DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, EVEN IF STARMOUNT / ALWAYSCARE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. UNDER NO CIRCUMSTANCES SHALL STARMOUNT / ALWAYSCARE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING FROM VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES OR YOUR REFERENCING, USING, ACCESSING, INABILITY TO USE OR ACCESS OR LINKING TO OR FROM THE WEBSITES OF STARMOUNT / ALWAYSCARE OR ANY ERRORS OR OMISSIONS IN THE CONTENT THEREOF. Some jurisdictions may not allow the exclusion of certain warranties or the limitation or exclusion of liability for consequential or incidental damages. If so, the liability of Starmount / AlwaysCare is limited to the greatest extent permitted by law.

Copyright 2013, Starmount / AlwaysCare.

Materials and intellectual property found on websites of Starmount / AlwaysCare are protected by copyright and other intellectual property laws and treaties in the United States and worldwide. Trademarks, service marks and logos used on web sites of Starmount / AlwaysCare are registered and unregistered trademarks, subject to the laws of the United States and other countries worldwide. Trademarks, service marks and logos used on these websites that have been provided by others are the property of their respective owners. You may not copy, modify, store, transmit, reproduce, or distribute any part of the information or content of or trademarks, service marks or logos used on these websites without the specific written consent of Starmount / AlwaysCare or their respective owners. If you would like to link to any website of Starmount / AlwaysCare or use its logos on your site, please contact us.

Proprietary Marks and LogosAlwaysCareSM and OnePlusSM are service marks or registered service marks of Starmount Life Insurance Company and AlwaysCare Benefits, Inc.

Browser CompatibilityThis website is tested and optimized for all modern, SSL-enabled web browsers including, but not limited to, Firefox, Chrome and Internet Explorer 10+. The 128-bit high-encryption version of any browser is recommended for the highest level of security possible.